INSTRUCTIONS TO FILL MSME/ UDYOG AADHAAR REGISTRATION FORM
1. Name of Applicant : Fill name of Applicant as mentioned on the Aadhaar Card.
यहाँ पर अपना नाम डालें जैसा की आपके पैन अथवा आधार कार्ड में दिया गया है
2. Mobile No : Fill the correct Mobile Number of Applicant
आपका मोबाइल नंबर यहाँ पे डालें, हम आपको कॉल करके आपसे आपके लाइसेंस से सम्बंधित जानकारी लेंगे
3. Mail ID : Fill the correct Mail ID of Applicant
यहाँ पर आपका ईमेल एड्रेस आएगा जिस पर हम संपर्क कर सकते हैं आपके फ़ूड लाइसेंस को लेकर
4. Aadhaar Number : Fill 12 digit Aadhaar number issued to the applicant in the appropriate field.
आपका आधार कार्ड नंबर यहाँ पर दीजिये
5. Social Category : Select the Social Category of applicant from the given options.
अपनी सामाजिक श्रेणी यहाँ पर चुने – जेनेरल, इस.सी., इस.टी. या ओ.बी.सी. में से एक विकल्प यहाँ पर आएगा
6. Gender : Select the gender from provided option
आपका सही लिंग यहाँ पर आएगा – पुल्लिंग अथवा स्त्रीलिंग
7. Physically Handicapped : Select the status from provided options
क्या आप शारीरिक रूप से विकलांग हैं? हाँ या ना में जबाब यहाँ पे दें
8. Name of Enterprise / Business : Fill the name of Business / Enterprise which will get printed on MSME Certificate.
आप अपनी कंपनी का नाम यहाँ पे डालें. यह नाम आपके एम.एस.एम.ई. सर्टिफिकेट में प्रिंट हो कर आएगा
9. Type of Organization : Select the type of organization from the given options which will get printed on MSME Certificate.
दिए गए विकल्पों में से कोई एक चुने जो आपके व्यापार को सही दर्शाता है. व्यापार का सही वर्ग चुने
10. PAN: Fill 10 Digit PAN Number in case of Limited Liability Partnership / Co-operative Society / Private Limited / Public Limited. PAN Number is optional in case of Proprietorship Firm / Hindu Undivided Family / Partnership Firm / Self Help Group
यहाँ पर आपका पैन नंबर आएगा. अगर आप प्रोप्रिएटर या इंडिविजुअल बिज़नेस करते हैं, तो आप अपना खुद का पैन नंबर भी दे सकते हैं
11. Location of Plant : Please fill the location address properly
आपके व्यापार का पूरा प्राइमरी एड्रेस अथवा पता यहाँ पे डॉल दें. पिनकोड, जिला, एवं राज्य लिखना न भूलें
12. Office Address : Please provide office address, if address other than plant location.
क्या आपका ऑफिस एड्रेस आपके प्लांट एड्रेस इस अलग है? अगर दोनों एड्रेस में कुछ फर्क है तो यहाँ पे अपने ऑफिस का एड्रेस दें
13. Date of Commencement of Business : Fill the date of Commencement of Business which will get printed on MSME Certificate.
व्यापार शुरू करने की तिथि यहाँ पे डाल दीजिये, ये तारीख आपके एम.एस.एम.ई. सर्टिफिकेट में प्रिंट हो कर आएगी
14. Bank Account Number : Fill the Applicant’s bank account number.
आपकी कंपनी का या आपका पर्सनल बैंक अकाउंट नंबर यहाँ पर आएगा
15. Bank IFS Code : Fill the Applicant Bank IFS Code. The IFS code is printed on the Cheque Books.
आपके बैंक अकाउंट का आई.एफ.एस.सी. यहाँ पर आएगा
16. Main Business Activity of Enterprise : Select the Main Business activity from the given options.
दिए गए विकल्पों में से कोनसा आपके व्यापार का सबसे सही विवरण करता है, उस विकलप को चुन लें
17. NIC 2 Digit Code :Select the 2 Digit NIC Code from the given options considering your business activity.
18. Additional details about Business for Udyog Aadhaar : Fill Additional details about business. (For example – manufacturing of Food Products, Computer programing, Software development)
इस जगह पर अपने व्यापार का संछिप्त में विवरण कर दीजिये.
19. Number of employees : Fill total number of people been employed.
अपने अपने व्यापार में कितने लोग कार्यरत हैं. उनकी मोटा मोती गिनती यहाँ पर डाल दीजिये
20. Investment in Plant & Machinery / Equipment : Fill the total investment made in Plant, Machinery, and Equipment etc. to start your business.
व्यापार शुरू करने के लिए अपने अपनी मशीन, ऑफिस एवं अधिक व्यवस्थाओं में कितना पैसा लगाया था – उसका यहाँ पे विवरण कर दीजिये
Udyog Aadhar/ MSME Registration Procedure - Fast and Easy..!!
Fill the Udyog Aadhaar Registration Form.
Make Online Payment to Confirm your Application.
Our Executive will process your application.
Receive your MSME Registration Certificate on Email.
Frequently Asked Questions for MSME registration in India.
(b) Promotion of Information & Communication Tools (ICT) in MSME sector;
(c) Technology and Quality Up gradation Support to MSMEs;
(d) Design Clinics scheme for MSMEs;
(e) Enabling Manufacturing Sector to be Competitive through Quality Management Standards (QMS) and Quality Technology Tools (QTT);
(f) Marketing Assistance and Technology Up gradation Scheme for MSMEs;
(g) Setting up of Mini Tool Room under PPP Mode;
(h) National campaign for building awareness on Intellectual Property Rights (IPR);
(i) Support for Entrepreneurial and Managerial Development of SMEs through Incubators.
(j) Bar Code under Market Development Assistance (MDA) scheme.
The TEQUP scheme envisages another activity, namely, Product Quality Certification. The main objective of this scheme is to encourage MSMEs to Acquire Product Certification Licenses from National / International Bodies, thereby improving their competitiveness. The primary objective of this activity is to provide subsidy to MSME units towards the expenditure incurred by them for obtaining product certification licenses from National / International standardization Bodies. Under this Activity, MSME manufacturing units will be provided subsidy to the extent of 75% of the actual expenditure, towards licensing of product to National/International Standards. The maximum GOI assistance allowed per MSME is Rs.1.5 lakh for obtaining product licensing /Marking to National Standards and Rs. 2.0 lakh for obtaining product licensing /Marking to International standards. One MSME unit can apply only once under the scheme period.
Under the National Manufacturing Competitiveness Programme (NMCP) Scheme, one component is “Enabling MSME manufacturing sector to be competitive through Quality Management Standards/Quality Technology Tools (QMS/QTT)” was initiated in the XIth Five year plan. The main objective of the scheme is to sensitize and encourage MSEs to adopt latest Quality Management Standards/Quality Technology Tools (QMS/QTT) and to keep a watch on sectoral developments by undertaking the stated activities. The major activities under the Scheme are as: a) Introduction of appropriate course modules for technical institutions
b) Organizing awareness campaigns for micro & small enterprises.
c) Organising competition–watch (c-watch).
d) Implementation of quality management standards and quality technology tools in selected micro & small enterprises.
e) Monitoring international study missions.
Under the National Manufacturing Competitiveness Programme (NMCP) to enhance the competitiveness of the SMEs sector, O/o DC(MSME) is implementing a scheme “Building Awareness on Intellectual Property Rights (IPR)” for the MSME. The objective of the scheme is to enhance awareness of MSME about Intellectual Property Rights (IPRs) to take measure for the protecting their ideas and business strategies. Accordingly, to enable the MSME sector to face the present challenges of liberalisation, various activities on IPR are being implemented under this scheme.
The Ministry is implementing the Performance & Credit Rating Scheme, the main objective of the which is to provide a trusted third party opinion on the capabilities and creditworthiness of the MSEs so as to create awareness amongst them about the strengths and weakness of their existing operations. This is to provide them an opportunity to improve and enhance their organizational strengths and credit worthiness, so that they can access credit at cheaper rates and on easy terms. NSIC was appointed as nodal agency to implement the scheme on behalf of the Government. Rating under the scheme is being carried out through empanelled rating agencies i.e. Credit Rating Information Services of India Limited (CRISIL), Credit Analysis & Research Limited (CARE), Onicra Credit Rating Agency of India Ltd. (ONICRA), Small and Medium Enterprises Rating Agency of India Ltd. (SMERA), ICRA limited and Brickwork India Ratings. Under this Scheme, rating fee payable by the micro and small enterprises is subsidized for the first year only and that is subject to maximum of 75% of the fee or Rs. 40000/-, whichever is less.
Under the International Cooperation Scheme, financial assistance is provided on reimbursement basis to the State/Central Government organizations, industries/enterprises Associations and registered societies/trusts and organizations associated with MSME for deputation of MSME business delegation to other countries for exploring new areas of MSMEs, participation by Indian MSMEs in international exhibitions, trade fairs, buyer seller meet and for holding international conference and seminars which are in the interest of MSME sectors. Eligible beneficiary organizations can apply to the Ministry directly to avail the assistance under IC Scheme as per Scheme Guidelines
With the enactment of the Micro, Small and Medium Enterprises Development (MSMED), Act 2006, for the goods and services supplied by the MSEME units, payments have to be made by the buyers as under: The buyer is to make payment on or before the date agreed on between him and the supplier in writing or, in case of no agreement, before the appointed day. The agreement between seller and buyer shall not exceed more than 45 days. If the buyer fails to make payment of the amount to the supplier, he shall be liable to pay compound interest with monthly rests to the supplier on the amount from the appointed day or, on the date agreed on, at three times of the Bank Rate notified by Reserve Bank. For any goods supplied or services rendered by the supplier, the buyer shall be liable to pay the interest as advised at above. In case of dispute with regard to any amount due, a reference shall be made to the Micro and Small Enterprises Facilitation Council, constituted by the respective State Government. To take care of the payment obligations of large corporate borrowers to MSEs, banks have been advised that while sanctioning/renewing credit limits to their large corporate borrowers (i.e. borrowers enjoying working capital limits of Rs. 10 crore and above from the banking system), to fix separate sub-limits, within the overall limits, specifically for meeting payment obligations in respect of purchases from MSEs either on cash basis or on bill basis. Banks are also advised by RBI to closely monitor the operations in the sub-limits, particularly with reference to their corporate borrowers’ dues to MSE units by ascertaining periodically from their corporate borrowers, the extent of their dues to MSE suppliers and ensuring that the corporate pay off such dues before the ‘appointed day’ /agreed date by using the balance available in the sub-limit so created.
The Government of India has enacted the Micro, Small and Medium Enterprises Development (MSMED) Act, 2006 in terms of which the definition of micro, small and medium enterprises is as under: Enterprises engaged in the manufacture or production, processing or preservation of goods as specified below:
- A micro enterprise is an enterprise where investment in plant and machinery does not exceed Rs. 25 lakh;
- A small enterprise is an enterprise where the investment in plant and machinery is more than Rs. 25 lakh but does not exceed Rs. 5 crore;
- A medium enterprise is an enterprise where the investment in plant and machinery is more than Rs.5 crore but does not exceed Rs.10 crore.
Ministry implements a scheme called Credit Linked Capital Subsidy Scheme (CLCSS) for technology upgradation of Micro and Small enterprises in the country. Under the scheme, 15 per cent capital subsidy, limited to maximum of Rs 15 lakh (12 % prior to 29.09.2005 limited to maximum of Rs 4.8 lakh) is provided to the eligible MSEs for upgrading their technology with the well-established and improved technology as approved under the scheme. 48 products/sub-sectors have been approved under the CLCSS till date. If you are an MSE manufacturing a product and want to upgrade the technology of manufacturing the product with the well-established and improved technology as approved under the Scheme, then you may have to approach to the nodal agencies/eligible financial institution for sanction of term loan for purchase of eligible machinery.
Priority sector lending include only those sectors, as part of the priority sector that impact large sections of the population, the weaker sections and the sectors which are employment-intensive such as agriculture, and Micro and Small enterprises. Detailed guidelines on Priority sector lending are available in RBI Master Circular.
Public sector banks have been advised to open at least one specialized branch in each district. The banks have been permitted to categorize their MSME general banking branches having 60% or more of their advances to MSME sector, as specialized MSME branches for providing better service to this sector as a whole. As per the policy package announced by the Government of India for stepping up credit to MSME sector, the public sector banks will ensure specialized MSME branches in identified clusters/centres with preponderance of small enterprises to enable the entrepreneurs to have easy access to the bank credit and to equip bank personnel to develop requisite expertise. Though their core competence will be utilized for extending finance and other services to MSME sector, they will have operational flexibility to extend finance/render other services to other sectors/borrowers.
The banks have been advised by RBI to put in place loan policies governing extension of credit facilities for the MSE sector duly approved by their Board of Directors Vide RBI circular; Banks have, however, been advised to sanction limits after proper appraisal of the genuine working capital requirements of the borrowers keeping in mind their business cycle and short term credit requirement. As per Nayak Committee Report, working capital limits to SSI units is computed on the basis of minimum 20% of their estimated turnover up to credit limit of Rs.5crore. For more details paragraph 4.12.2 of the RBI Master Circular on lending to the MSME sector dated July 1, 2010 may please be seen.
What is Cluster financing? Cluster based approach to lending is intended to provide a full-service approach to cater to the diverse needs of the MSE sector which may be achieved through extending banking services to recognized MSE clusters. A cluster based approach may be more beneficial (a)in dealing with well-defined and recognized groups (b) availability of appropriate information for risk assessment (c) monitoring by the lending institutions and (d) reduction in costs. The banks have, therefore, been advised to treat it as a thrust area and increasingly adopt the same for SME financing. United Nations Industrial Development Organisation (UNIDO) has identified 388 clusters spread over 21 states in various parts of the country. The Ministry of Micro, Small and Medium Enterprises has also approved a list of clusters under the Scheme of Fund for Regeneration of Traditional Industries (SFURTI) and Micro and Small Enterprises Cluster Development Programme (MSE-CDP) located in 121 Minority Concentration Districts. Accordingly, banks have been advised to take appropriate measures to improve the credit flow to the identified clusters. Banks have also been advised that they should open more MSE focused branch offices at different MSE clusters which can also act as counseling.
Advantages and Benefits of MSME Udyog Aadhar Certificate.
The Credit Guarantee Fund Scheme for Micro and Small Enterprises (CGS) was launched by the Government of India to make available collateral-free credit to the micro and small enterprise sector. Both the existing and the new enterprises are eligible to be covered under the scheme. The Ministry of Micro, Small and Medium Enterprises, Government of India and Small Industries Development Bank of India (SIDBI), established a Trust named Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) to implement the Credit Guarantee Fund Scheme for Micro and Small Enterprises
Reservation of items for exclusive manufacture in SSI sector statutorily provided for in the Industries (Development and Regulation) Act, 1951, has been one of the important policy measures for promoting this sector.
The Reservation Policy has two objectives
Ensure increased production of consumer goods in the small scale sector
Expand employment opportunities through setting up of small scale industries
It has made very easy for enterprises that are having MSME Certificate to obtain Licenses, approvals and registrations on any field for their business from the respective authorities as they can produce the Certificate of MSME Registration while making application.
Under the International Cooperation Scheme, financial assistance is provided on reimbursement basis to the State/Central Government organizations, industries/enterprises Associations and registered societies/trusts and organizations associated with MSME for deputation of MSME business delegation to other countries for exploring new areas of MSMEs, participation by Indian MSMEs in international exhibitions, trade fairs, buyer seller meet and for holding international conference and seminars which are in the interest of MSME sectors
The scheme of refund of octroi provided under the Package Scheme of Incentives, 1993 will be included in the new Scheme up to 31-3-2006 on the same pattern. Where account-based cess or other levy is charged instead of or in lieu of octroi, such change will also be eligible for refund as in the case of octroi.
At present, IT units in public IT Parks are exempted from stamp Duty and Registration fees upto 31st March 2006. Now all new industrial units having MSME Registration and expansions will be exempted from payment of Stamp Duty and Registration fees
Enterprises that have MSME Registration can enjoy Direct Tax Exemption in the initial year of business, as mention in the scheme by Government and depending on business activity.
Enterprises that have MSME Registration can avail Bar Code Registration subsidy as mentioned in the scheme
Enterprises that have MSME Registration can avail Subsidy on NSIC Performance and Credit ratings as mentioned in the scheme
Enterprises that have MSME Registration are eligible for Industrial Promotion Subsidy (IPS) as mentioned in the scheme.
Enterprises that have MSME Registration are eligible for Counter Guarantee from Government of India through CGSTI.
The Ministry of Micro, Small and Medium Enterprises gives protection to MSME Registered Business against delay in payments from Buyers and right of interest on delayed payment through conciliation and arbitration and settlement of dispute be done in minimum time. If any micro or small enterprise that has MSME registration, supplies any goods or services, then the buyer is required to make payment on or before the date agreed upon between the buyer and the micro or small enterprise. In case there is no payment date on the agreement, then the buyer is required to make payment within fifteen days of acceptance of good or services. Further, in any case, a payment due to a micro or small enterprise cannot exceed forty-five days from the day of acceptance or the day of deemed acceptance. In case of failure by the buyer to make payment on time, the buyer is required to pay compound interest with monthly interest rests to the supplier on that amount from the agreed date of payment or fifteen days of acceptance of goods or service. The penal interest chargeable for delayed payment to a MSME enterprise is three times of the bank rate notified by the Reserve Bank of India
The rate of Interest for enterprise that has MSME registration are lower as compare to other enterprises. Certain targets are set for banks’ lending to the Micro and Small Enterprises. The banks’ have to achieve a 20% growth in credit to micro and small enterprises and 10% annual growth in the number of micro enterprises accounts and 60% of total lending to Micro and Small Enterprises sector. The banks have to follow the following:
1. 40% of the total advances must go to micro and small enterprises involved in manufacturing having investment in plant and machinery up to Rs.10 lakh and for service enterprises having investment in equipment up to Rs.4 lakh.
2. 20% of the total advance to micro and small enterprises should go to manufacturing enterprises that have above Rs.10 lakh till Rs.25 lakh investment in the plant and machinery and for service enterprises that have investments in equipment above Rs.4
3. To simplify, 60% of the advances must go to micro enterprises.
The Ministry of Micro, Small and Medium Enterprises is operating a scheme namely “Credit Linked CGSTI Subsidy Scheme (CLCSS) for technology upgradation of Micro and Small Enterprises. The scheme was launched in October-2000 and revised from 29.9.2005. The revised scheme aims at facilitating technology upgradation of Micro and Small Enterprises (MSEs) by providing 15% capital subsidy (limited to maximum Rs.15 lakhs) for purchase of Plant & Machinery. Maximum limit of eligible loan for calculation of subsidy under the scheme is Rs.100 lakhs. Presently, more than 1500 well established/improved technologies under 51 sub-sectors have been approved under the Scheme
The Ministry of Micro, Small and Medium Enterprises gives following benefits to enterprises that has MSME Registration while making application for Government Tenders:
1. Issue of tender sets free of cost
2. Exemption from payment of Earnest Money
3. Waiver of Security Deposit upto the Monetary Limit for which at the unit is registered
Enterprises that have MSME Registration Certificate can avail Concession on electricity bill by making application to electricity department along with MSME Registration Certificate
Enterprises that have MSME Registration Certificate can reimburse ISO Certificate Expenses by making application to respective authority along with MSME
Enterprises that have MSME Registration can avail benefit of 1% exemption on interest rate on OD as mentioned in the scheme